15 Minutes with Paul Ward - First Time Home Buyer Specialist, Marianne Caprino

In this special episode, Paul meets with first time home buyer expert, Marianne Caprino. Marianne shares some surprising information such as a first time home buyer can also be someone who has not owned a home in three years! Marianne also shares what mortgage insurance is and how it can affect a buyer’s ability to purchase a home. There may be some unforeseen costs involved when buying a home but this episode breaks it down into easy to understand segments so buyers can be prepared!

What programs are available in California to help first time home owners? How can you start on your journey to home ownership? Tune in and find out!

Paul has also prepared a video presentation with this episode available on YouTube @PaulWardFarmTalk.

What you’ll learn in this episode:

0:00 Topic Introduction
0:34 First time home buyer criteria
0:54 New programs for first time home buyers in California
2:27 Defining mortgage insurance
2:46 Possible unforeseen costs
3:54 20% down payment assistance
5:51 Loan restrictions
6:31 Loan eligibility
8:11 Important factors to consider
11:05 Low income grant programs
12:35 How to get in touch with Marianne Caprino

Marianne Caprino
Mortgage Loan Originator
Luxury Properties, Jumbo, Conventional, FHA, VA
Dignified Home Loans, LLC
Cell (805) 340-6659
2751 Park View Court 2nd Floor, Suite 231 Oxnard , CA 93036
NMLS 1829876
Click Link to Apply: https://www.dignifiedhomeloans.com/MarianneCaprino.html

Have ideas for future episodes? We’d love to answer your questions – leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com.